Affichage des articles dont le libellé est Health insurance. Afficher tous les articles
Affichage des articles dont le libellé est Health insurance. Afficher tous les articles

1/21/2014

5 Weird Insurance Policies

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Being sick is one of the worst things known to man, and it is something that every man, woman, and child has to deal with at some time in their lives. Some of these sicknesses are short term, such as the flu, the common cold, or even a killer case of the kissing disease, mono. These short term illnesses are uncomfortable and not fun at all, but, you can take comfort that they will end, and you will be able to continue with your life.


As long as there are people willing to pay good money in order to feel more protected, there will always be people that are willing to accept that money in exchange for an insurance policy they are not likely to have to cash in on. We have compiled a list of the four weirdest insurance policies that you could currently go out and buy, although we cannot say if we recommend it.


This being said, having a long term illness does not need to have an overarching negative effect on anyone’s life. Even though long term illness is uncomfortable and generally awful, it is extremely important for people experiencing these illnesses to find the things they enjoy most in life, and do those things.


The best way to revive someone that has just flat-lined is to use CPR. It stands for cardiopulmonary resuscitation and its purpose is to restart the blood flow to prevent any brain damage. It must be applied within six minutes of the patient losing blood flow or it will be ineffective.


3. Improbability Insurance — This insurance is less specific. It protects you in the case that something really improbable happens. For example, there is one couple that decided to take a gamble and buy insurance to reimburse them if they had twins and therefore had one extra mouth to feed.


Some long term illnesses are more limiting than others, but when we look at the lives of heroic figures with long term medical issues, we can see the potential to live a full and impactful life even with trials. Look, for example, at Helen Keller. Though she was unable to see or hear for her entire life, she was still able to travel the world, inspire people, and most importantly, communicate.


Having a good network can help every life be more fulfilling and generally better. One of the difficulties of long term illness is finding insurance. Having insurance for these illnesses can be difficult but is extremely important. In 2014, the difficulties of insurance with pre-existing conditions will become less difficult as more insurance providers will be required to insure everyone.


1. Body Part Insurance — How about instead of getting health insurance, you save money and invest in just one body part? That is what many famous stars are doing these days in order to protect their money-makers. For example, America Ferrera, star of “Ugly Betty” whose trademark was her braces filled smile had it insured for 10 million dollars. Us regular Joes on the other hand, would find little to no reward in paying for insurance for just one body part that is just as likely to get injured as any other part of our body would that may be covered just as well by regular health insurance.


Unlike many internet insurance sites that simply provide your information to third-parties for processing, we at US National Health Plan are your insurance brokerage professionals. All business is handled directly by our licensed staff who know your account and can discuss with you the various intricacies of your insurance placement. US National Health Plan represents a number of insurance carriers, all of them well established highly rated financially secure.



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5 Weird Insurance Policies



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12/01/2013

Small Business Health Insurance Is A Tax-Effective Company Benefit

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Skyrocketing medical expenses have left many people with huge debts after serious illnesses. This makes it imperative to provide some medical cover to cope with such situations. This need had been recognized by the government and the result has been some innovative changes in the applicable legislation for small business health insurance.


In terms of the new tax provisions, any company with fewer than 50 employees qualifies. The medical cover will apply to the owners as well as any people working there. This medical cover is a really great benefit, as it provides for excellent medical care while being at the same time very tax-efficient from the company point of view..


Buying the cover through the government-sponsored SHOP program allows you to qualify for a tax rebate of up to 50% of your costs. This makes sense for the government, as it means they do not have to bear the burden of uninsured individuals and administering the program. For the individual, it means you can afford better healthcare.


People who work for themselves but have nobody else that they employ, there are special plans available as well. While companies with more than 50 employees will be phased into the plan at a later date. Within the next few years most people in the United States will have medical cover.


You can get full details on the SHOP website. The provisions vary from State to State and you can choose from a number of different options. The policies available are compared on a basis of cost and cover so you will be able to select one that suits your specific requirements best.


It makes great economic sense to investigate the small business health insurance cover now available. It allows you to provide meaningful benefits to your employees while reducing your tax bill. This will make it possible for them to ride through most health crises without incurring enormous debts, and show you have their interests at heart.


Learn more about your Health Insurance options. Stop by The Insurance Exchange site where you can find out all about affordable Health Insurance in Kentucky and learn more about healthcare reform.



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Small Business Health Insurance Is A Tax-Effective Company Benefit



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10/28/2013

A Summary Of Health Insurance In Kentucky

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When men and women get sick, they may need to think about procuring health insurance in Kentucky. By shopping around until they find something that works for them, they can protect themselves and their families from harm. They will thus be able to continue on in everyday life without any problems going forward.


There are several different ways that men and women can become sick. If the illness is expected to last for a long time, then they will surely need all the help they can get. Just one night in the hospital can cost thousands of dollars. People will covet assistance so that they can protect themselves from serious debt.


Beyond illnesses, men and women can also become injured. If they have been in a serious car accident, for instance, they may find themselves suffering from a broken arm or leg. In addition to the hospital visit, individuals may have to commit to weeks or even months of physical therapy.


The fine print will also come into play. Adults should commit to looking at the details so that they know what they can expect in the months ahead. They will need to know which doctor’s offices they are allowed to visit. When people do their research, they should always come out ahead.


Individuals will also want to make sure that all members of the household are covered. College kids, for example, should not be left uncovered, even if they are healthy. By ensuring that the children can remain on the policy even when they are away at school, all should be well going forward.


In the end, individuals who are looking for health insurance in Kentucky should commit to some research before they decide on a plan. As long as they keep copies of the paperwork going forward, they should remain in good shape. The whole family will be protected from sickness and injury.


Learn more about your Health Insurance options. Stop by The Insurance Exchange site where you can find out all about affordable Health Insurance in Kentucky and learn more about healthcare reform.






A Summary Of Health Insurance In Kentucky



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